How it works Try it Solon No job? Pricing Trust About
The anti-impulse money coach

The money coach that calls you before you overspend.

Before you tap buy, ask Stash. It reads your real balance, bills and goals — then gives you a straight Red, Amber or Green answer. And when it's a no, you get a save-plan and a cheaper alternative, not a lecture.

Free on the App Store UK-built EU-hosted
Stash AI chat screen telling the user to wait 3 days before buying, with a 'Start a Save Plan' button and a list of cheaper 'Green' watch alternatives.
Wait 3 daysInsurance due Friday
Tight this monthIt'd empty your pot
You're good — enjoyBills covered, £132 spare
Try the moment

Should I buy it? Ask first.

This is the whole idea, live. Pick a purchase and watch Stash answer the way it would in the app.

Stash · affordability check Illustrative demo

You're about to buy…

Pick a purchase to see your verdict.

In the app, verdicts use your real balance, bills and goals — not demo numbers.

How it works

Three seconds between you and a better decision.

Ask "can I really afford this?"

Before the impulse wins, ask Stash in plain English — typed or out loud. No spreadsheet, no maths.

Get a Red, Amber or Green verdict

Tied to your money — your balance, your upcoming bills, your savings goals — not a generic budget rule.

Get a way forward, not just a "no"

A wait-a-few-days nudge, a save-plan to reach it properly, or a cheaper "Green" pick that fits what you actually have.

A Red verdict in Stash: a nudge to wait 3 days, a 'Start a Save Plan' button, and cheaper Green watch alternatives.
A Green verdict in Stash confirming the purchase is affordable, with a short list of cheaper Green alternatives.
Meet Solon

Two minutes a week, out loud.

Solon is the voice you call before you splurge — and once a week, he calls you to walk your money: what came in, what's going out, and the one thing to watch.

"Cleo texts you. Stash calls you."

Solon

Weekly money call · 02:04

"You're £46 up on last week. One thing to watch — that gym trial converts to £24 on Tuesday."

  • What came in — pay, refunds, anything unusual
  • What's going out — bills due before next payday
  • The one thing to watch this week

One call a week and you're on top of it

Stash's weekly money overview: income and spending for the month, an amount saved, and a proactive 'Smart Swap' insight flagging where to watch your spending.
Why Stash

A money app that's on your side.

Talks you out of it

Most money apps tally what you've already spent. Stash steps in before you buy — the pre-purchase pause that actually keeps money in your account.

Honest — never upsells

No surprise charges, no selling you a loan mid-chat, and one-tap honest cancellation whenever you want. Advice you can trust because nothing's riding on you overspending.

British-built, EU-hosted

Engineered in the UK with strict GDPR compliance, EU-hosted data and robust, bank-grade security.

Everything else

And the rest a money app should do.

The anti-impulse coaching is the point. The rest is table stakes — and Stash has it covered.

Atlas, your AI chat

Ask anything about your money in plain English. Atlas knows your real spending history and answers straight — never pivots to selling you something.

Receipt scan

Snap a receipt and Stash reads the items and splits them for you.

Stash's 'Scan a receipt' screen with options to take a photo or choose one from your library.

Split bills

Share a cost with friends and settle up without the awkward chase.

Subscriptions

Every recurring cost in one place — including the ones you forgot.

Goals & pots

Set goals, organise money into pots, and save toward the things you said yes to.

Pricing

Free to start.

Download free and get the essentials. Upgrade to Stash Pro when you want the coach that talks you out of it.

Free

Free

Everything you need to start tracking and saving.

  • Track spending, split bills and manage subscriptions
  • Savings goals and pots
  • Receipt scan to log purchases
The wedge

Stash Pro

The coach that calls you before you overspend.

  • Affordability checks — "can I really afford this?" with a Red/Amber/Green verdict
  • Call Solon before you splurge, plus your weekly money call
  • Save-plans and cheaper "Green" alternatives
  • Advanced Atlas with full spending context
See pricing in the app

Local currency on the App Store · Cancel anytime in one tap

Trust

Built to be trusted.

Your money is sensitive. Stash is engineered — and priced — so its incentives stay aligned with yours.

UK-built, EU-hosted

Built in the UK and hosted in the EU (eu-north-1), under strict GDPR.

Bank-grade security

Encryption in transit and at rest, plus biometric lock with Face ID or Touch ID.

Honest by design

One-tap cancellation, no surprise charges, and an AI that never upsells you mid-chat. Some competitors get this so wrong it cost one of them a $17M FTC settlement over hard-to-cancel subscriptions. We built the opposite.

Early days, on purpose

Join the early members building a better money habit.

Stash is new, and we're growing it with the people who use it. Be one of the first to let the app talk you out of a purchase you'd have regretted.

Reserved for real stories. We only publish verified quotes from people who actually use Stash — no invented praise. This spot is waiting for yours.
About Stash AI

Next time your thumb hovers over "buy now" — ask Stash first.

Stash AI is built by Astra AI in the United Kingdom. Every other money app waits until after you've spent to tell you off. We built the opposite: a coach that steps in at the only moment that changes the outcome — the second before you tap buy.

Download on the App Store Google Play — coming soon

Free download Cancel anytime support@astraai.co.uk